Exercise Excuse: “I Can’t Afford a Gym Or a Personal Trainer”
If you can’t afford a fancy gym membership, consider other, less-expensive ways to get your workout on.
Beat the excuse: Borrow workout DVDs from your public library, watch videos on YouTube, or take up walking or running for fitness—all you really need for those is a pair of shoes. If you want to join a gym, save money by asking for one free month, and then try to negotiate a discount; it doesn’t hurt to ask.
If your heart is set on a personal trainer, pool your finances with your friends and hire one as a group. “Small-group training is becoming quite the trend,” says Workman. “If you can’t afford the $70–$90 an hour cost, pull in two to four other people to join you. You’ll get an hour with an exercise professional and a lot of bang for your buck.”